The Splitwise alternative that does far more than split bills
Splitwise splits bills. Lurio does that and manages your personal expenses, budgets, savings and analytics — couples, flat, trips and your own finances, in one app.
See everything Lurio does →Free for early users · No credit card
Everything Lurio does that Splitwise doesn't
Splitwise is a good bill splitter. But when you actually want to manage your money, it falls short. Lurio brings splitting expenses and managing your finances into a single app.
Budgets with alerts
Set limits by category and get a heads-up before you overspend. Splitwise has no budgets.
Personal expenses, not just shared
Track your own spending alongside the group's — all in the same app.
AI receipt scanning
Snap a photo and the expense logs itself: amount, store, date and category.
Analytics & savings projection
See where your money goes each month and how much you'll save.
Income tracking
Not just expenses: track what comes in and your real balance.
Multi-currency
Expenses in other currencies converted automatically to yours.
A complete app, not just a bill splitter
A quick summary of what sets them apart. For the feature-by-feature detail and pricing, see the full comparison.
| Feature | Lurio | Splitwise |
|---|---|---|
| Split group expenses | ✓ | ✓ |
| Personal budgets with alerts | ✓ | ✗ |
| Personal expense tracking | ✓ | ✗ |
| AI receipt scanning | ✓ | Pro only |
| Analytics & savings projection | ✓ | ✗ |
Based on publicly available Splitwise information (2026); some Splitwise features require its Pro plan. Verify current details at splitwise.com.
A solution for every situation
Splitwise treats every group the same. Lurio is built around how you actually share expenses.
Switching from Splitwise takes a minute
You can keep your Splitwise history and start in Lurio with up-to-date balances — and many more features.
Export your Splitwise history (optional)
On the Splitwise website, open a group, click the settings icon at the top right and choose "Export as spreadsheet" to download a CSV. It exports per group and only includes names, not emails.
Create your free Lurio account
No credit card. Early users join as Founding Members with lifetime premium access.
Invite your group and get going
Share a link; your friends join for free as guests. Log your current balances and carry on — now with budgets, analytics and everything else.
Why choose Lurio as your Splitwise alternative
Splitwise popularized the idea of splitting expenses among friends, and it does it well. The catch shows up when you want more than to split a bill: Splitwise only splits expenses. It doesn't track your budget, your personal spending or your income, and it won't tell you where your money goes. For that you'd need a second app.
Lurio starts from a different idea: one app for all your money. It splits group expenses just as easily — with more flexibility in how you divide — and on top of that brings budgets with alerts, personal expense tracking, AI receipt scanning, income tracking, savings projection and analytics. Where other alternatives (Tricount, Settle Up, Tabby...) stop at splitting bills, Lurio covers your whole financial day-to-day.
And it doesn't treat every group the same: it has solutions built for couples, roommates and group travel, plus tracking your own personal expenses. If you want the feature-by-feature detail, see the full Lurio vs Splitwise comparison; and if you just want to split a bill right now, use the split bill calculator.
Frequently asked questions
How is Lurio different from Splitwise?
Splitwise focuses only on splitting expenses within a group. Lurio does that and much more: on top of splitting bills, it tracks your personal expenses, lets you set budgets with alerts, scans receipts with AI, follows your income, projects your savings and shows analytics of where your money goes. It is a complete finance app, not just a bill splitter.
Does Lurio split group expenses like Splitwise?
Yes, and with more flexibility. Create a group, add expenses (equally, by percentage or fixed amounts) and Lurio calculates the balance and the minimum number of payments to settle. It works for couples, roommates and group trips, with solutions built for each case.
What does Lurio do that Splitwise doesn't?
Personal budgets with alerts, tracking of your personal expenses (not just shared ones), AI receipt scanning included, income tracking, savings projection and advanced analytics. Splitwise offers none of this — it only splits bills.
What use cases does Lurio cover?
Couples sharing household expenses, roommates splitting rent and bills, groups travelling together, and managing your own personal finances solo. All in the same app, with no need to switch tools.
How do I move from Splitwise to Lurio?
You can export your Splitwise history as a CSV (on the web: open a group → settings icon → "Export as spreadsheet"), create your free Lurio account, invite your group with a link and log your current balances. In a couple of minutes you pick up where you left off, with many more features.
Is Lurio free?
Yes. You can use Lurio for free, and early users get lifetime premium access as Founding Members, with no credit card. Your friends join for free as guests to view and log shared expenses.
More than a Splitwise alternative
Split expenses, manage your budget, scan receipts and see where your money goes — all in one app built for your whole financial life.
Get started with Lurio →
