Lurio vs Splitwise

Complete comparison to help you choose the best app for your needs.

Feature Comparison

Feature	Lurio	Splitwise
Group expense sharing	✓	✓
Personal budgets	✓	✗
Receipt scanning (OCR)	✓	Pro only
Multi-currency	✓	✓
Recurring expenses	✓	Limited
Analytics & charts	✓	Basic
Income tracking	✓	✗
Savings projection	✓	✗
Budget alerts	✓	✗
Ad-free	✓	Pro only
Free guests	✓	✓

Key Differences

Splitwise is for...

• Splitting group expenses (trips, shared apartments)
• Users who ONLY need to split expenses
• Those who don't mind ads (free version)

Lurio is for...

✓ Splitting expenses AND tracking personal finances
✓ Those who want budgets, analytics, and projections
✓ Couples who share expenses and also track personal ones
✓ Those who value privacy (no ads, no tracking)

Pricing Comparison

Fair comparison: 1 person vs 1 person

Splitwise Pro

1 person

~$39.99/year

*Approximate price. Verify at splitwise.com

✓ Ad-free
✓ Receipt scanning
✓ Expense charts
✗ No budgets
✗ No personal expense tracking
✗ No income tracking

Lurio Essential

Recommended

1 person

$39.90/year

✓ Ad-free
✓ AI-powered receipt scanning
✓ Advanced charts & analytics
✓ Unlimited budgets
✓ Personal + shared expenses
✓ Savings projection
✓ Income tracking

For couples?

Lurio Duo covers 2 people for $49.90/year — vs ~$79.98/year for two Splitwise Pro accounts. 37% cheaper.

Which One to Choose?

Choose Splitwise if...

You only need to occasionally split expenses with friends and don't mind ads. You don't need budgets or personal expense tracking.

Choose Lurio if...

• You want ONE app for personal AND shared expenses
• You live with a partner and want to manage finances together
• You need budgets and alerts
• You want savings projections and financial analytics
• You value privacy (no ads, no tracking)

Try Lurio for Free

7-day trial, no credit card required. Discover why Splitwise users are switching.