Lurio vs Splitwise
Complete comparison to help you choose the best app for your needs.
Feature Comparison
| Feature | Lurio | Splitwise |
|---|---|---|
| Group expense sharing | ✓ | ✓ |
| Personal budgets | ✓ | ✗ |
| Receipt scanning (OCR) | ✓ | Pro only |
| Multi-currency | ✓ | ✓ |
| Recurring expenses | ✓ | Limited |
| Analytics & charts | ✓ | Basic |
| Income tracking | ✓ | ✗ |
| Savings projection | ✓ | ✗ |
| Budget alerts | ✓ | ✗ |
| Ad-free | ✓ | Pro only |
| Free guests | ✓ | ✓ |
Key Differences
Splitwise is for...
- • Splitting group expenses (trips, shared apartments)
- • Users who ONLY need to split expenses
- • Those who don't mind ads (free version)
Lurio is for...
- ✓ Splitting expenses AND tracking personal finances
- ✓ Those who want budgets, analytics, and projections
- ✓ Couples who share expenses and also track personal ones
- ✓ Those who value privacy (no ads, no tracking)
Pricing Comparison
Fair comparison: 1 person vs 1 person
Splitwise Pro
1 person
~$39.99/year
*Approximate price. Verify at splitwise.com
- ✓ Ad-free
- ✓ Receipt scanning
- ✓ Expense charts
- ✗ No budgets
- ✗ No personal expense tracking
- ✗ No income tracking
Lurio Essential
Recommended1 person
$39.90/year
- ✓ Ad-free
- ✓ AI-powered receipt scanning
- ✓ Advanced charts & analytics
- ✓ Unlimited budgets
- ✓ Personal + shared expenses
- ✓ Savings projection
- ✓ Income tracking
For couples?
Lurio Duo covers 2 people for $49.90/year — vs ~$79.98/year for two Splitwise Pro accounts. 37% cheaper.
Which One to Choose?
Choose Splitwise if...
You only need to occasionally split expenses with friends and don't mind ads. You don't need budgets or personal expense tracking.
Choose Lurio if...
- • You want ONE app for personal AND shared expenses
- • You live with a partner and want to manage finances together
- • You need budgets and alerts
- • You want savings projections and financial analytics
- • You value privacy (no ads, no tracking)
Frequently asked questions
Is Lurio a good Splitwise alternative?
Yes. Lurio splits group expenses just like Splitwise, but it also includes budgets, personal expense tracking, AI receipt scanning and advanced analytics — all ad-free. It is ideal if you want a single app for both shared and personal finances.
Is Lurio free?
You can use Lurio for free, and early users get lifetime premium access as Founding Members. No credit card and no expiring trial period.
What does Lurio have that Splitwise doesn't?
Budgets and alerts, income tracking, savings projection, advanced analytics and AI receipt scanning included — features that Splitwise either lacks or reserves for its paid Pro tier.
Does Lurio work for couples and roommates?
Yes. Lurio is built for couples, roommates and group trips: everyone keeps their own accounts and you see the shared balance in real time. The Duo plan covers two people for less than two Splitwise Pro accounts.
Try Lurio for Free
Free for early users, no credit card required. Discover why Splitwise users are switching.